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Home Loans Made Easy


To Request A Free Mortgage Consultation



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    Apply For A Home Loan Today!

    Fill out our secure Online Loan Sheet below to learn your loan eligibility! We will make sure to get you ready for the process of purchasing a new home. You will get an immediate response after you apply.

    We want to help make this process as simple and easy on you as possible, and we’re committed to providing our customers with mortgage services that exceed their expectations. We hope you’ll browse our website, check out the different loan programs we offer, use our decision-making tools/calculators, and give us a call.

    We at USA Financial Consultants are here to answer any questions that you may have. We look forward to receiving your loan application! For more information, please browse our website.

    See if you qualify for a Loan!  

     

    Qualify For

    A Home Loan

    See what loan you qualify for. Simple and easy!
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    Jumbo Loans

    Jumbo mortgages are home loans that exceed conforming loan limits imposed by Fannie Mae and NewHomeSoldFreddie Mac.
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    FHA Loans

    FHA loans can offer down payment as low as 3.5% for good credit applicants and it allows for the majority of the fees.
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    Non-Traditional

    Loans

    We can help you with your Non-Traditional Loans.
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    Conventional

    Loans

    We can help you with your Conventional Loans.
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    VA Loans

    We can help you with VA Loans.
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    News

    Visit our blog to read up to date information regarding loans.
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    About

    Us

    Reach out to our team for assistance.
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    Some Information

    About US

    USA FInancial Consultants

    Is Here To Help

    Whether you’re buying, selling, refinancing, or building your dream home, you have to trust your Real Estate agent’s abilities. As an experienced Real Estate and Mortgage (who has over 12 years of experience in the industry), I have helped thousands of families purchase the home of their dreams.

    I want to help make this process as simple and easy on you as possible, and I’m committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I offer, use my decision-making tools/calculators, and use our secure online application.We have the widest variety of loan products available.

     

     

    WE SUPPORT SAN

    DIEGO’S LOCAL YOUTH

    Outdoor Outreach is a Non-Profit organization dedicated to helping at-risk youth by providing outdoor experiences that help them see the world differently.

    A percentage of all our sales and refinance commissions are donated to our Local San Diego Youth Outdoor Outreach!

     

     

    Refer A Friend &

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      Our Latest

      News

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      Some of

      Our Clients

      I’m a first time homebuyer. James and his team helped me through the entire process. I required a lot of hand holding and he was there with me through each step of the process. James helped me right away and got me a lower interest rate! It was super awesome and stress free, because he knows his stuff. James consistently performed as well as we expected. Would recommend to everyone!

      • Jill C.

      James is everything we had hoped for in a realtor and more! Being new to the area, he gave us a great tour of all the neighborhoods and really helped guide us in finding the right areas to focus on for our home search. he Was immensely patient and helped us stay patient as we waded through the crazy San Diego housing market! His network of contacts is another great asset. James helped us find a great home in a great location that really met our needs! I would highly recommend James Darby to anyone venturing into the housing market and you will not be disappointed!

      • Melissa M.

      James Darby was such a tremendous help both in finding our forever house and getting financed to buy the house! The whole process seemed very smooth. He was straightforward, honest, and extremely knowledgeable. He is extremely accessible by phone or email which is what I personally prefer. He will answer emails sometimes in the middle of the night and I appreciate that kind of dedication! I would definitely recommend him!

      • Christopher.

      James is the best. He helped as to find our dream home and by his help, we got our home loan approved in no time. Everyday James kept updating all status process, and what we needed to complete to move forward faster. Everything was so smooth and no hassle. Less than 30 days, we moved to our beautiful home. Once again thank you to James.

      • Nora Elizabeth

      James was everything we needed in a realtor and more. He made the first-time home buying process so easy on us. There were plenty of issues that had to be worked out, but he managed them all and always kept us in the loop. From the first meeting, I knew he was someone we could trust for straight-forward advice. He listened to our needs, gave us direction when we were uncertain, and walked us through each step of the process. We couldn’t be happier!

      • Daniela Cardili


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      Meet Us in Person!

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      Talk


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